Our Loyalize team consists of professionals specialising in property and finance.



James Lin
Bill Ling
Jessica Li

Key personnel

Bill Ling


Bill Ling has been appointed as a Senior Consultant to the Investment and Risk Control Committee. Bill has been involved in property development since 2006, and is highly experienced in property development and finance. In this time, he has been involved in a great number of major projects.

Bill’s main business is mortgage broking. He has been the director of YL Younger Pty Ltd (trading as DY Home Loans) since 1998. Under his direction and management, the DY Home Loans team has received the lending volume nationwide championship by Choice aggregator for 6 years consecutively. Furthermore, the DY Home Loans team has written nearly 10 billion dollars’ worth of residential, commercial and development loans over the past 20 years. Bill is well known and respected in the property financing industry.

James Lin


CFA FRM B.COM. FRM MFAA     James Lin has entered the finance industry since 2008 He currently holds qualifications and certificate with numerous industry bodies such as CFA, FRM, MFAA.
James has a well-diversified knowledge of the finance industry and is one of our top thought leaders in the credit markets of the future. Under James' management, Loyalize has successfully set up and serviced serval funds with more underway.

Jessica Li

Sales Director

B.A. MFAA    Jessica has worked in the banking and brokerage industry since 2000. She has extensive lending experience and won many awards in Choice aggregation since 2011.

Esther Fang

Fund Manager & BDM

B.L. AFINSIA ADFP    A qualified finance professional with over 10 years’ experience across investment banking, asset management, property development, fund management and financial advisory. Having worked for global enterprises such as Alibaba, Dexin China Holdings Company Limited (2019.HK) and GAC both in Australia and China. Esther is passionate about working with high growth development companies to provide structured financial solutions and maintain ongoing growth.

David Cao

Credit Manager

B.IR. Dip. FMB. FBAA    A passionate and goal-oriented Commercial Loan Underwriter with refined finance professional skills in Risk Management and Credit Assessment. David has a comprehensive history of work experience in the lending industry, with roles extending from assessment to management in established corporation such as NAB and Zank&Co.


Application opened
JULY 2019
Application close

Sales Role

marketing department


To successfully sell through the direct domestic sales channel. You will host visiting buyers, communicate with Developers, provide training and support to the company’s partners and other sales channels and more.